A lot of people are at one extreme or the other when it comes to organizing papers on their desk. Either it’s an unmitigated disaster or it’s a model of anal retention  that they seem to spend far too much energy on. For years I’ve been achieving a reasonable middle ground by sticking to three categories:
- Things to save for ever and ever
- Stuff to throw away right now
- Everything else
Mostly I don’t even bother to distinguish between 2 and 3 — if I even have to think about it, it’s 3.  The most important thing about category 3 is that if you wait long enough it becomes irrelevant. Why spend definite time now making things only possibly more convenient for your future self? 
So here’s the hack: Anything that isn’t obviously garbage or obviously needs to be kept forever, I toss into a big box. Now I’ve got a reverse-chronological stack of papers inside a box (instead of strewn all over my desk in varying useless attempts at order). If I ever need to find that receipt for my bulk purchase of Little Debbie snacks, it’s in there and not too tough to find. When it fills up, which tends to take years, I throw out the bottom half. Ta-done!
 Sour grapes alert.
- When in doubt, throw it out
- When in doubt, keep it
The idea being to save yourself the agony of deliberation that drives you to just let things accumulate on your desk.
That sounds, prima facie, at odds with the Beeminder philosophy. But in fact I don’t dispute that it’s downright terrible to have to self-commit like in a Beeminder contract. No rational person would ever volunteer to forfeit a painful sum of money for failing to go to the gym often enough. Rationally, you should go to the gym but retain the flexibility to change your mind. But then, for a rational person it wouldn’t be an issue in the first place. So you could say Beeminder is about fighting irrationality with irrationality.
What makes a Beeminder commitment worth it is reaching the end of your yellow brick road, which you otherwise wouldn’t.  So, yes, don’t make needless commitments, but do make commitments that are a net win. See our article on akrasia for the philosophy and psychology of commitment devices to make yourself do what you want to do.
2] The only references for the Principle of Delayed Commitment I can find are buried in academic papers. Someone should make a wikipedia page! Ok, fine, here’s a stub, though I won’t be surprised if the editors delete it, claiming, wrongly, that it should be part of the article on Lazy Evaluation.